Did you know you may be throwing away hundreds of dollars in dental care each year?
Despite the benefits of routine, preventive dental care, many Americans fail to capitalize on their dental benefits. As a result, they waste hundreds of dollars of dental care that they’re entitled to and could contribute to their overall health.
Unfortunately, I have come across far too many patients that don’t realize their dental plans have a yearly maximum (usually between $1,000 and $2,000). These plans typically renew at the start of each new year, January 1st, and do not roll over.
These predefined dental benefits can go toward covered treatments, such as:
- Routine and preventive care like checkups and cleanings (typically two visits a year)
- A percentage of basic procedures like root canals or fillings
- A percentage of major treatments like crowns and bridges
- X-rays
- Percentage of cosmetic care such as teeth whitening, porcelain veneers, or dental implants
Specific percentages and procedures will vary by insurance provider, which is why I encourage you to familiarize yourself with your dental coverage and take advantage of your plan!
Use It Before You Lose It
One Health Policy Institute study found that one in three American adults (age 19-64) with “private dental benefits don’t have a single dental claim within the year.”
When it comes to dental care, many patients believe if they aren’t in pain then they don’t need treatment. But the reality is when it comes to your teeth, regular cleanings and preventive care can actually save you money in the long run.
What Preventive Care Can Do for You
By coming in for regular checkups and cleaning, you can prevent cavities, which may lead to something more serious.
You can also detect early signs of more severe health problems like:
- Gum disease
- Oral cancer
- Other dental health issues
Prevention is better for your health as well as your wallet. When you don’t use your yearly dental benefits and leave dental problems until you can’t withstand the pain, you’ll end up spending more out of pocket for more complex (and expensive) procedures.
Make the Most of Your Yearly Benefits
I want to make sure my patients are receiving the routine care they need as well as making the most of their annual maximum.
To be sure you’re making the most, follow my simple checklist below.
- Find out what your yearly maximum and the coverage percentages.
- Know your deductible.
- Let’s talk! During your appointment, we can:
- Identify your dental needs.
- Identify possible treatments you may need.
- Make a treatment plan for the year.
- Schedule all appointments before the holiday season rolls around so you can use your benefits.
We Can Help
Remember, dental issues will worsen and subsequently become more costly as time goes on. That’s why preventive care is your best bet. If you have any dental concerns, I can help!
If you have any questions or would like to schedule your appointment, you can get in touch with us via phone or email. Find our contact info here!
